Funeral Insurance Deals You Can't Miss: Plan Ahead and Save
This is exciting news for those considering funeral insurance! With our exclusive funeral insurance deals, you can take proactive steps to manage end-of-life expenses while enjoying significant savings. These deals are designed to ease the financial burden on your loved ones, ensuring your wishes are fulfilled without added stress. Don’t miss this opportunity to protect your family and plan ahead - discover funeral insurance deals that can make a meaningful difference today!
What is funeral insurance?
In Australia, funeral insurance is a specialized policy designed to cover funeral expenses. It typically includes:
1.Funeral Services: Costs for celebrants, funeral home services, and related arrangements.
2.Burial or Cremation Costs: Expenses for burial plots or cremation services.
3.Additional Services: Such as flowers, catering, and other funeral-related services.
Moreover, the benefits from funeral insurance can also assist with the travel expenses of relatives attending the funeral. When applying for this insurance, factors like the applicant's age, health status, and desired coverage amount are often considered.Are you interested in specific insurance providers or policies?
Exclusive funeral insurance offers
1.Apia Discounted Funeral Insurance
● Comprehensive coverage: Apia covers a wide range of funeral expenses, including burial or cremation costs, service fees, and additional expenses such as flowers and catering.
● Annual premium discount: If you choose to pay your premiums annually, you can get one month of funeral insurance for free, which means you only need to pay for 11 months instead of 12. Apia offers competitive premiums, so you can get the protection you need without adding financial pressure.
● Flexible policies: You can customize your insurance plan according to your personal needs and preferences to achieve personalized funeral planning.
● Simple claims process: The claims process is designed to be simple, allowing your family to quickly access funds when needed.
● Security: By investing in Apia funeral insurance, you can ensure that your wishes are respected while providing financial security for your loved ones.
● Who can apply for Apia funeral insurance?
Apia Funeral Insurance is available to residents of Australia who are:
● Aged 45 to 80
● An Australian citizen or permanent resident
● A New Zealand citizen
2.APS Benefits Group funeral benefits
APS Benefits Group’s funeral benefit is a funeral grant, which can significantly reduce the financial pressure on families during an emotionally difficult time by providing financial assistance and additional resources, and funeral cover is free after the age of 70 (existing members).
● Who is it for?
Anyone can apply for a funeral grant. It’s an easy way to reduce the financial and emotional burden on your family after your death.
● Funeral grants are paid quickly
Funeral grants are usually paid within 24 hours, and this grant can be used to cover any funeral expenses so that your family and loved ones can focus on what’s important.
● How to claim the benefit?
The designated beneficiary will receive the funeral grant within 24 hours of being notified. All APS members are automatically entitled to funeral grants.
● How to get free funeral cover?
Funeral cover is free after the age of 70 (existing members). And your funeral benefit is usually paid to your designated beneficiary within 24 hours of us receiving notification of your death.
Benefits of Funeral Insurance
1.Financial Security: Funeral insurance provides a safety net, covering the costs of funeral services, which can alleviate the financial burden on loved ones during a difficult time.
2.Peace of Mind: Knowing that your funeral expenses are taken care of allows you and your family to focus on grieving and honoring your life without financial stress.
3.Customization: Policies can often be tailored to suit individual preferences, ensuring that your wishes for the type of service and arrangements are met.
4.Inflation Protection: Many funeral insurance policies offer coverage that can keep pace with inflation, helping ensure that the benefit amount remains adequate over time.
5.Ease of Access: Claims are generally straightforward, providing quick access to funds when needed, which can be especially comforting during emotional times.
6.Travel Expense Coverage: Benefits may extend to covering travel costs for family members who need to attend the funeral, further easing financial stress.
By investing in funeral insurance, you ensure that your family is supported and your final wishes are honored.
Beneficiary case: Johnson family
Mr. Johnson, a 65-year-old retiree, purchased Apia’s discounted funeral insurance, which included one month free, to ease the financial burden on his family. Tragically, he passed away unexpectedly from a heart attack. The policy provided an $8,000 payout, disbursed quickly, allowing Mrs. Johnson to arrange a respectful funeral.
With the funds, she organized a beautiful celebration of life that included heartfelt tributes and Mr. Johnson’s favorite songs, enabling the family to focus on remembrance without financial worries. They also used part of the proceeds to cover outstanding medical expenses, alleviating their stress during this difficult time. Overall, the policy not only eased immediate financial concerns but also provided the Johnson family with peace of mind to grieve and heal together.
Conclusion
In conclusion, investing in funeral insurance is an important step to ensure your loved ones are supported during difficult times. With exclusive offers from Apia and APS Benefits Group, you can tailor your funeral insurance to achieve peace of mind. Advance planning can ease the emotional and financial burden on your family, allowing them to remember you without added stress. Take action now to protect your family's future and ensure your final wishes are respected.